A friend of mine has been quoted a huge amount for car insurance and as I don’t have a car, but have 4 years no claims on my motorbike, I was going to insure it for him (with him as a named driver) and use my bike no claims…..can I do that?
1. the NCB can only be used on one MOTORCYCLE at any one time and does not extend to any other bikes or cars you might have
2. bike no claims cannot be transfer ed to cars anyway
3. if you insured it in your name when he was the real main driver you would be committing fraud know as Fronting" which is a criminal act
4. you cannot be the main driver on something that you don’t own and are not the registered keeper of
Unfortunately there are many reasons why you cannot help him even if you really want to.
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1. the NCB can only be used on one MOTORCYCLE at any one time and does not extend to any other bikes or cars you might have
2. bike no claims cannot be transfer ed to cars anyway
3. if you insured it in your name when he was the real main driver you would be committing fraud know as Fronting" which is a criminal act
4. you cannot be the main driver on something that you don’t own and are not the registered keeper of
Unfortunately there are many reasons why you cannot help him even if you really want to.
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