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Debbie Y said in February 13th, 2010 at 6:52 am

I don’t know about Irland but in the US the car is covered no matter who is driving it unless they are unlicensed and driving with your knowledge. If you get a judgment here you can file bankruptcy on it and it won’t be worth the paper it is written on.
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l8_bod said in February 13th, 2010 at 7:39 am

As he took your car without permission, he stole your car and should have been charged by the police. Thus you are not liable and motorcyclist should have been paid from criminal damages purse and not by your insurance. Your insurance should just have paid to repair your car unless you are not telling us everything.
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[email protected] said in February 13th, 2010 at 8:10 am

Seek legal advice.
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